Rewards Plus

Modern Rewards Engine for Modern Banking Needs

Launch and manage a sophisticated rewards program across all banking products with a unified, multi-currency rewards ledger.

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Rewards Plus

Turn Your Bank Loyalty Program Into a Growth Engine

Unify Rewards Across Products

Consolidate rewards across cards, UPI, Buy Now Pay Later, deposits and lending products.

Unified customer view

Rewards pooled across products

Product-level accounting control

Gamify with Multi-Currency Rewards

Launch richer engagement mechanics using multiple reward currencies and gamified constructs.

Points, coins, tokens

Tier management

Cost management & breakage control

Connect to Any Redemption Ecosystem

Integrate with any loyalty redemption partner or platform through open APIs.

Voucher platforms

Travel, lounge & experiences

Multi-category redemptions

Power every Loyalty and Engagement Use Case

Rewards Plus mockup

Core Credit Card Rewards

Launch base earn structures, accelerated rewards, milestone incentives, tier programs, and fee-linked benefits across your portfolio.

Cross-product Loyalty Programs

Unify rewards across credit, UPI, deposits, and lending products to deliver seamless omnichannel loyalty.

Campaign-based and Targeted Rewards

Run targeted campaigns such as activation, spend milestones, dormancy reactivation, and behavioral incentives.

Omnichannel Loyalty Experiences

Deliver consistent rewards experiences across app, web, POS, and partner ecosystems.

Launch and Evolve Rewards in Days, Not Months

Fully Configurable Rule Engine

Ship new reward constructs in days with a No-code / low-code setup for base earn, boosters, milestones, and fee-linked rewards, with sandbox and simulators.

Open, API Infrastructure

Plug into your existing core banking, card processors, mobile apps, and engagement tools.

Compliance-First, Enterprise Deployment

Leverage Maker–checker, RBAC, audit logs, and on-prem/VPC options so your rewards ledger meets bank-grade infosec and regulatory requirements.

Built to Simplify Credit Card Program Complexity

Handle real-world card program scenarios with ease

Credit Card

Transaction Complexities

Refunds/ Reversals
EMIs
Forex
Surcharge

User Management

Block Code Handling
Card Upgrades and Variants handling
Add-on Card

Operational Bottlenecks

Posting of benefits
Rewards Management (Max/Min Cap)
Category Inclusion/ Exclusion

Upgrade your Bank Rewards Infrastructure

Build a modern loyalty program with the flexibility, control, and scalability your portfolio needs.

Legacy Systems

Single currency
Product silos
Locked redemption partner
File based ops
Slow changes
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Hyperface

Multi-currency rewards
Unified customer balance
Any partner integration
Real-time programmable
Launch in days

Frequently Asked Questions

Hyperface Rewards Ledger is a multi-currency, enterprise-grade credit card rewards engine that centralises rewards accounting, supports unified balances, and connects to engagement tools and redemption partners.

Legacy systems tend to be single-currency, product-siloed, and batch-based. Hyperface provides real-time, multi-currency rewards, unified customer balances, open APIs, and bank-grade governance for modern loyalty use cases.

Yes. It is an API-first loyalty platform for banks that integrates with core banking, card switches, apps, and existing loyalty front-ends without requiring a full core replacement.

Yes. The rule engine handles advanced fee, reversal, and cohort logic, while maker–checker, RBAC, and audit logs support internal and regulatory compliance

Yes. You can deploy on-premise or in a private cloud (VPC) to keep rewards data fully under your control.

Ideal for banks, especially credit card teams, loyalty and rewards leaders, and digital/growth teams looking to upgrade legacy rewards systems and power modern, AI-ready bank loyalty programs.

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