Reusable Fixed Deposit Module: Launch Deposit-Backed Journeys Faster

Quick Overview

Hyperface now offers a reusable, plug-and-play Fixed Deposit module that can be embedded into any onboarding journey. The module supports the complete FD lifecycle, from fetching existing deposits to creating and booking new FDs with nominee and beneficiary details, all within a single, configurable component.  It enables issuers to launch deposit-backed journeys significantly faster while delivering a consistent customer experience across programmes.

What Does It Solve

Building FD capabilities separately for every onboarding journey leads to duplicated engineering effort, longer implementation cycles, and inconsistent user experiences across products. The reusable FD module standardises the entire fixed deposit flow, allowing issuers to embed it into new journeys quickly, with minimal customisation required. A single configurable module replaces what previously required bespoke builds each time.

What You’ll Love

• Faster implementation of FD-backed onboarding journeys 
• Reduced engineering effort through a single reusable, production-proven component
• Consistent customer experience across products and issuers without rebuilding from scratch
• Lower ongoing maintenance with one configurable module instead of multiple parallel implementations
• Easy extensibility for future deposit-based use cases as product needs evolve

Use Cases

• Secured credit card onboarding backed by a Fixed Deposit Credit limit enhancement journeys where customers create a new FD to increase their card limit

Key Features

• Reusable, plug-and-play FD module ready for embedding into any onboarding journey
• Support for fetching and displaying existing Fixed Deposits for reuse within a journey
• End-to-end FD creation and booking — amount, tenure, and maturity instructions configurable by the end customer
• Built-in Nominee Details capture as part of the FD creation flow
• Built-in Beneficiary Account Details collection for interest and maturity payouts
• Configurable APIs and journey integration for different issuer requirements