Visa Push Provisioning – Seamless Card Tokenization

Our latest feature integrates Visa Push Provisioning APIs into your bank’s digital channels—enabling seamless, real-time card tokenization for both organic and co-branded credit cards. Customers can now push their card credentials to supported merchants directly from the bank’s app or Hyperface PWA, streamlining card activation and driving early engagement.

What Does It Solve?

This newly built feature eliminates the complexities of manual card entry during checkout by allowing cardholders to provision their cards instantly to token-ready merchants. It also simplifies merchant-linked activation journeys, supporting faster onboarding and higher usage rates.

Key Features

• Instant Tokenization via Bank Channels: Instant tokenization of cards on platforms like Amazon, Flipkart, Google Pay, etc., directly from the bank’s mobile app or Hyperface PWA — no manual entry required.
  
• Secure and Compliant by Design
  Built on Visa’s tokenization framework, that ensures PCI DSS compliance and enhanced card security.
  
• Universal Card Support
  Supports the entire partner banks’ credit card portfolio — both organic and co-branded.
  
• Hyperface Enabled
  Fully integrated with Hyperface’s PWA — banks can go live with zero dev effort.
  
• Multi-Merchant Ready
  Enables push provisioning to multiple supported merchants for use cases like e-commerce, bill payments, and travel.

Benefits You’ll Love

• Faster checkouts — no need to re-enter card information.
  
• Higher security — tokenization reduces fraud risk.
  
• Set up in under 30 seconds.
  
• Boost merchant-linked activations.
  
• Effortless go-live via pre-built Hyperface PWA.

Use Cases in Action

• New cardholders activating cards at checkout.
  
• Reactivating dormant cards through merchant-linked journeys.
  
• Seasonal or merchant campaigns (e.g., Prime Day, Festive Sales).
  
• Driving usage for co-branded cards via partner platforms.

How It Works

• Customer initiates token provisioning from your bank’s mobile app or Hyperface PWA.
  
• Selects the preferred merchant (e.g., Amazon, Flipkart).
  
• Authorizes token push via OTP.
  
• Token is delivered to the merchant securely via Visa.
  
• The card is ready for transactions instantly.

This feature is now live for AU Bank Visa Credit Cards on the AU 0101 Mobile App — helping customers activate and tokenize their cards at their favorite merchants.