Rewards Reimagined for Modern Banking
The programmable, multi-currency rewards system that unifies loyalty across the bank.
Cross-Product Loyalty
One Loyalty View Across Your Banking Portfolio
Rewards Plus unifies customer-level loyalty across every banking product, channel and event, while giving banks complete control over reward logic, accounting and operations.
Programmable Rewards Logic
Orchestrate Every Loyalty State
From earn logic to fulfilment, automate every stage of the rewards lifecycle with precision and control.
Define how loyalty is earned across products, transactions and customer behaviours with flexible, programmable earn logic.
Configure slabs, flat rewards, multipliers, percentages and custom earn rules.
Reward any banking event—from spends and payments to deposits and partner actions.
Apply earn rules instantly based on transaction context, customer behaviour or campaign rules.
Set capping, posting delays and approval workflows with maker-checker controls.
Track loyalty through every lifecycle state, from accrual and posting to redemption, expiry and transfers.
Track points across accrued, pending, posted, redeemed, expired and reversed states.
Maintain a multi-currency, audit-friendly ledger with complete transaction visibility.
Automate expiry, transfers, reversals and balance adjustments.
Enable reporting, manual corrections and support-ready transaction tracing.
Deliver rewards across partners and channels with automated routing, validation and settlement.
Connect to any redemption partner or platform through a single API integration.
Check inventory, eligibility and reward availability instantly.
Handle reconciliation, retries and partner settlements with minimal manual effort.
Trigger accrual intimations, campaign alerts and redemption confirmations in real time.
Bank-Grade Controls
Built for Banking Complexity
Transaction rewards are the most complex loyalty accounting problem in banking.
Rewards Plus handles edge cases out of the box, so teams do not build workarounds later.
Rewards Plus Rule Engine
Operational Controls
- Custom Posting Delay
- Points Capping Rules
- Differential Points Expiry
- Customer Service-led points Adjustment
User Management
- Block code handling
- Card Upgrades
- Add-on Cards
- Variant Management
Transaction Complexities
- Refunds and reversals
- EMI transactions
- Forex transactions
- Surcharge handling
Deployment Flexibility
Modernise Rewards. Without a Core Overhaul.
Rewards Plus is a sophisticated orchestration layer that sits alongside your existing processor with zero disruptions.
Connect via standard APIs to core banking, card processor, mobile app and digital channels.
Built-in maker-checker, RBAC, audit logs and policy controls and on-prem/ VPC deployment flexibility.
Validate reward constructs with sandbox environments and simulator before production deployment.
Why Switch
Rewards Plus vs Legacy Loyalty Platforms
Capability
Legacy Platforms
Rewards Plus
Architecture
Siloed, Product Specific
Unified Multi-Product
Currencies
Single Currency
Multiple Currencies
Accrual
Batch, Delayed
Real-Time
Configurability
Code/Vendor Dependent
DIY, No-Code
Partner Integration
Complex, Custom
One Integration Layer
Redemption Experience
Redirects, External Portals
Native In-Bank Channels
Analytics
Limited Reporting
Real-Time Insights
FAQs
Have questions? We’ve got answers.
What is Hyperface Rewards Plus?
Rewards Plus is Hyperface’s programmable, multi-currency rewards platform that helps banks modernise loyalty management across the entire bank. It enables dynamic rewards logic, real-time rewards accrual, unified rewards balances across all banking products, and seamless redemption experiences through a single configurable platform.
How does Rewards Plus modernise a bank’s loyalty programme?
Rewards Plus replaces fragmented, product-specific loyalty systems with a configurable platform for managing rewards across every banking product, event and channel. Banks can get a unified view of customer rewards, launch new loyalty programmes faster, support multiple reward currencies, configure complex reward logic without custom development, and modernise existing loyalty infrastructure without replacing their core banking or card systems.
How does Rewards Plus support complex reward strategies?
Rewards Plus enables banks to configure how rewards are earned across products, transactions, customer behaviour, and banking events using a no-code rules engine with flexible, programmable earn logic. From flat and tiered rewards to multipliers, percentages, and campaign-based incentives, teams can build sophisticated reward strategies without custom development while maintaining governance and operational control.
How does Rewards Plus simplify rewards and points management?
Rewards Plus manages the complete rewards lifecycle through a unified, multi-currency rewards ledger. Banks can track rewards from accrual and posting to redemption, expiry, reversals, and transfers while maintaining accurate balances, product-level accounting, and complete transaction visibility from a single platform.
Can Rewards Plus integrate with existing banking and card systems?
Yes. Rewards Plus is an API-first rewards platform that integrates with core banking systems, card processors, digital channels, redemption partners, and customer communication platforms. It enables real-time reward processing, automated customer notifications, seamless redemption experiences, and faster deployment, without replacing existing banking infrastructure.
How does Rewards Plus deliver a modern rewards experience?
Rewards Plus delivers a modern rewards experience by combining programmable rewards, real-time rewards processing, unified rewards balances, native redemption, and automated fulfilment. Customers can seamlessly earn, track, and redeem rewards across the banking relationship, while banks gain the flexibility to launch, manage, and evolve sophisticated loyalty constructs at scale.